If you meet with a bankruptcy lawyer and decide to file for Chapter 7, what steps must you complete? Learning the steps can help you know what to expect with your case and help you prepare for this event. Chapter 7 bankruptcy is a branch of law that is fast and relatively straightforward. Here are the steps you must complete to use this branch.

Determine if Chapter 7 Is Right for You

The Chapter 7 bankruptcy process begins with a meeting between you and a bankruptcy lawyer. The purpose of the meeting is to determine if Chapter 7 is right for you. If so, the lawyer will start working on the paperwork for your case and suggest completing the next step.

Complete a Credit Counseling Course

Before you can file your case, you must take the first of two credit counseling courses. You can take the course online, and the school will send you a certificate to prove that you completed it. You must give this certificate to your attorney, as they need it to file your case.

File Your Documents

After completing the credit counseling course and finalizing the documents, your lawyer will ask you to sign them. Once you sign them, the lawyer will forward them to the local bankruptcy court. When the court receives these documents, it begins the start of your Chapter 7 case.

Complete the Second Credit Counseling Course

When your attorney files the documents, they will tell you to complete the second credit counseling course. You must complete both courses to be eligible for Chapter 7 bankruptcy, but you must complete the courses at the right time. You can follow your lawyer's instructions for the timing.

Attend a Hearing for the Case

Within a few weeks, you will have a court hearing to attend, and you must attend this. Your lawyer will also attend the meeting. This hearing is likely the only court appearance you must make for your Chapter 7 case, and your lawyer can explain what to expect during it.

Wait Patiently

After completing all these steps, you must wait patiently for the court to work through your case. It might take a few months or so, but it will not take more than one year. When the court finalizes your case, you will receive a letter that states this information. To learn more, talk to a Chapter 7 bankruptcy lawyer near you today.